Last Updated:  July 11, 2025
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These Terms of Service (the “Terms”) govern your use of the Unvault service offered by Play Cubed, Inc.  (“Play Cubed”, “we”, or “us”), including the Unvault application (the “App”) and any other Unvault applications, features, and resources offered by Play Cubed through traditional Internet websites, mobile devices or third-party social media platforms (all of which are collectively referred to as the “Unvault Service” or “Service”).  Please read these Terms carefully.  By using the Unvault Service, you affirm that you have read and understand, and agree to be bound by, these Terms.  If you do not agree to these Terms, you may not use the Unvault Service.
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Your use of certain parts of the Service may be subject to additional terms and conditions ("Additional Terms").  Where Additional Terms apply, we will make them available for you to read through your use of that part of the Service.  By using that part of the Service, you agree to the Additional Terms.
Notice Regarding Dispute Resolution: These Terms contain provisions that govern how disputes between you and Play Cubed are resolved, including an agreement to arbitrate, which will require you to submit claims you have against us to binding and final arbitration and limit you to claims against Play Cubed on an individual basis.
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Our Privacy Policy explains how we collect, use, and disclose information about you and is incorporated by this reference in these Terms.
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1. Your Responsibilities.
The Unvault Service provides tools and resources to help you research potential investments and is intended for your informational purposes only.  We do not provide financial, accounting, tax, or investment advice and the Service is not a substitute for professional advice and services you might receive from financial advisers, brokers, money managers, accountants, or lawyers.  You are responsible for evaluating the information provided by the Service and any actions you take as a result.
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The Service is not intended for children under 18 years of age.  If you are under 18 years of age, you may not use the Unvault Service.  By using the Service, you affirm that you have the legal right to form a binding Agreement with us.
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In order to access most features of the Unvault Service, you must register to become a member.  You agree to: (a) provide true, accurate, current and complete information when prompted (e.g., at registration); (b) maintain and update such information so that it is true, accurate, current, and complete at all times; and (c) pay all applicable fees. You are responsible for obtaining and maintaining all equipment and services (e.g., mobile phone and wireless service) needed in order to access and use the Unvault Service and for paying all related charges.  
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You agree not to transfer or resell your use of or access to the Service to any third party.  YOU ARE ENTIRELY RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF YOUR LOGIN INFORMATION AND FOR ANY AND ALL ACTIVITIES THAT ARE CONDUCTED THROUGH YOUR ACCOUNT.  PLAY CUBED WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING FROM YOUR FAILURE TO ADEQUATELY SAFEGUARD YOUR LOGIN INFORMATION OR FOR ANY ACTIONS OCCURRING UNDER YOUR PASSWORD.
You may not use the Unvault Service to:
violate any local, state, national or international law or regulation;
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transmit any material that is abusive, harassing, tortious, defamatory, vulgar, pornographic, obscene, libelous, invasive of another's privacy, hateful or racially, ethnically, or otherwise objectionable;
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stalk, harass, bully, or harm another individual;
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transmit any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes or any other form of solicitation;
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knowingly transmit any material that contains adware, malware, spyware, software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
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defeat or interfere with any security feature of the Unvault Service, or attempt to do so;
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impersonate any person or entity, or otherwise misrepresent your affiliation with any other person or entity;
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interfere with or disrupt the Unvault Service or servers or networks connected to the Unvault Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Unvault Service; or alter or modify any content or component of the Unvault Service, other than content you have uploaded or modified using the Unvault Service.  
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You further agree not to use or launch any automated system, including, without limitation, “robots,” “spiders,” “offline readers” or the like, that access the Unvault Service.  Notwithstanding the foregoing, Play Cubed may allow operators of public search engines to use spiders to index materials from the Unvault Service for the sole purpose of creating publicly available searchable indices of the materials, but not caches or archives of such materials.  Play Cubed reserves the right to revoke these exceptions either generally or in specific cases.
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2. License Grant; Restrictions; Ownership of Play Cubed’s Content.
Subject to these Terms, you may download the App and access and use the Unvault Service.  You agree not to (a) use or authorize use of the App, the Unvault Service, or any information obtained via the Unvault Service, for any unauthorized purpose, including, without limitation, for the purpose of offering services to third parties that are competitive to the Unvault Service; (b) copy, transfer, sell, lease, syndicate, sub-syndicate, lend, or use for co-branding, timesharing, service bureau, arbitrage or other unauthorized purposes the App, the Unvault Service, or any portion thereof; or (c) modify, prepare derivative works of, translate, reverse engineer, reverse compile, disassemble the App, the Unvault Service, or any portion thereof, or attempt to do any of the foregoing.
The content on the Unvault Service, including without limitation, photos, text, software, scripts, graphics, sounds, music, interactive features and the like (collectively, the “Content”) and the Play Cubed and Unvault word marks, as well as certain other of the names, logos and materials displayed on or through the Unvault Service that constitute trademarks, tradenames, service marks or logos (the “Marks”) are owned by or licensed to Play Cubed and are subject to copyright, trademark and other intellectual property rights under U.S. and international laws.  You agree not to copy, download, stream capture, archive, upload, publish, broadcast, sell, resell, modify, translate, decompile, disassemble, reverse engineer, or exploit for any purposes the App or the Unvault Service or any portion of the Unvault Service, including, without limitation, the Content and the Marks, except as authorized by these Terms or as otherwise intended or authorized by Play Cubed and its licensors.  
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You must abide by all copyright notices, trademark notices, information, and restrictions contained in or associated with any Content.  You must not remove, alter, interfere with or circumvent any copyright, trademark, logo, or other proprietary notice, or any digital rights management mechanism, device, or other content protection or access control measure associated with the Content.  
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3. Feedback.
You agree that Play Cubed is free to use for any purpose whatsoever, ideas, know-how, concepts, techniques, comments, criticisms, reports, or other feedback (“Feedback”), that you may provide about the App or the Service including Feedback that you send to us.  You acknowledge and agree that you have no expectation of compensation or confidentiality of any nature, and that Play Cubed has no duties to you (including any duty to compensate you for your Feedback) with respect to such Feedback.  
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4. Infringement Notice Procedures – Copyrights.  
Play Cubed respects the intellectual property rights of others.  Upon proper notice, Play Cubed will remove or disable access to content that violates copyright law and may suspend access to the Unvault Service (or any portion thereof) of any user who uses the Unvault Service in violation of copyright law and may terminate the accounts of repeat infringers.  
Play Cubed has implemented procedures for receiving written notification of claimed copyright infringement (each, a “Notification”) and for processing such claims in accordance with such law.
If you are the owner of any exclusive right under copyright laws, or are authorized to act on behalf of such an owner, and you believe your work has been copied in a way that constitutes copyright infringement, please send Play Cubed‘s copyright agent a Notification of claimed infringement with all of the following information: (a) identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single Notification, a representative list of such works; (b) identification of the claimed infringing material and information reasonably sufficient to permit Play Cubed to locate the material on the Unvault Service; (c) information reasonably sufficient to permit Play Cubed to contact you, such as an address, telephone number, and, if available, an e-mail address; (d) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; (e) a statement by you, made under penalty of perjury, that the above information in your Notification is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf; and (f) your physical or electronic signature.  Please provide us with a Notification that includes all of the above enumerated information and e-mail or mail it to the following Play Cubed copyright agent:
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Play Cubed, Inc.
149 South Barrington Ave
Suite 314
Los Angeles CA 90049
Email: contact@playcubed.io

By submitting a Notification, you acknowledge and agree that Play Cubed may forward your Notification and any related communications to any users who posted the material identified in such notice.
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Please do not send notices or inquiries unrelated to alleged infringement to Play Cubed’s designated agent.  
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5. Termination.
By You. You may terminate your use of the Service at any time.
To cancel your paid subscription:
If you subscribed through an Apple device, you must cancel through Apple.  Deleting your account will not end your subscription or remove your profile, and you will continue to accrue charges and your profile may still be viewed by others using the Services.  https://support.apple.com/en-us/118428 for more information on how to request a refund or cancel your subscription.
If you subscribed through an Android device, you must cancel through Google Play.  Visit https://support.google.com/googleplay/answer/7018481 for more information on how to cancel your subscription.
If you cancel your subscription, you may use your subscription until the end of your then-current subscription term, and your subscription will not be renewed after your then-current term expires.
By Us. We may terminate your access to the Service at any time for any reason.  
We may suspend your access to the Service, in our sole discretion, in the event that we reasonably believe that you or anyone using the Service through your account is engaged in (a) any activity that may harm the Service or Play Cubed’s ability to operate and maintain the Service; or (b) any fraudulent or illegal activity or any activity that could result in legal liability or reputational harm to Play Cubed.  Any such suspension may continue until the event causing such suspension has been cured or until Play Cubed has received satisfactory assurances that such event will not recur.
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6. Modifications to Unvault Service.
Play Cubed reserves the right to modify or discontinue the Unvault Service with or without notice to you.  Play Cubed shall not be liable to you or any third party should Play Cubed exercise its right to modify or discontinue the Unvault Service.
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7. Third-Party Links and Services.  
The Unvault Service may contain links to third-party websites and platforms, images, videos, or other Internet resources that are not owned or controlled by Play Cubed (“Third-Party Materials”).  Play Cubed’s provision of a link to any Third-Party Materials is for your convenience only.  
We use third-party AI services (such as ChatGPT) and other outside sources to assist in gathering relevant information for you (“Third-Party Services”).  
PLAY CUBED SHALL HAVE NO RESPONSIBILITY OR LIABILITY FOR ANY CONTENT, INFORMATION, SOFTWARE, MATERIALS OR PRACTICES OF ANY THIRD-PARTY, INCLUDING FOR ANY THIRD-PARTY MATERIALS OR THIRD-PARTY SERVICES.
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8. Disclaimer of Warranties.
YOU AGREE THAT USE OF THE UNVAULT SERVICE AND RELIANCE ON ANY INFORMATION PROVIDED THROUGH THE SERVICE IS AT YOUR SOLE RISK.  THE UNVAULT SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.  
TO THE FULLEST EXTENT PERMITTED BY LAW, PLAY CUBED AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, WITH RESPECT TO THE UNVAULT SERVICE (INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE AND NON-INFRINGEMENT).
Play Cubed and its affiliates make no warranties or representations that the Service will meet your requirements.  
Play Cubed and its affiliates make no warranties or representations about the accuracy or completeness of content available on or through the Unvault Service or the content of any websites linked to the Unvault Service and assume no liability or responsibility for any: (a) errors, mistakes or inaccuracies of content; (b) personal injury or property damage, of any nature whatsoever, resulting from your access to or use of the Unvault Service; (c) unauthorized access to or use of our servers and/or any and all personal information and/or financial information stored therein; (d) interruption or cessation of transmission to or from the Unvault Service; (e) bugs, viruses, malware, or the like which may be transmitted to or through the Unvault Service by any third party; and/or (f) loss or damage of any kind incurred as a result of the use of any content posted, e-mailed, transmitted or otherwise made available on or through the Unvault Service.
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9. LIMITATION OF LIABILITY.
TO THE EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT WILL PLAY CUBED OR ITS OFFICERS, EMPLOYEES, DIRECTORS, SHAREHOLDERS, SUBSIDIARIES, AFFILIATES, AGENTS, OR LICENSORS BE LIABLE UNDER ANY THEORY OF LIABILITY (WHETHER IN CONTRACT, TORT, STATUTORY OR OTHERWISE) FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF REVENUES, PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF SUCH PARTIES WERE ADVISED OF, KNEW OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM YOUR (OR ANYONE USING YOUR ACCOUNT'S) USE OF THE UNVAULT SERVICE.
TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT WILL PLAY CUBED’S (INCLUDING ITS OFFICERS, EMPLOYEES, DIRECTORS, SHAREHOLDERS, SUBSIDIARIES, AFFILIATES, AGENTS OR LICENSORS) TOTAL LIABILITY TO YOU EXCEED IN AGGREGATE THE SUBSCRIPTION FEES PAID BY YOU DURING THE 6-MONTH PERIOD IMMEDIATELY PRECEDING THE INCIDENT GIVING RISE TO SUCH LIABILITY.
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10. Exclusions and Limitations.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages.  Accordingly, some of the above limitations and disclaimers may not apply to you.  To the extent Play Cubed may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of Play Cubed’s liability shall be the minimum permitted under such applicable law.  
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11. Indemnification.
You agree to indemnify, defend, and hold harmless Play Cubed, its subsidiaries, affiliates, officers, directors, employees, consultants and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys' fees and costs) that they may incur as a result of or arising from: (a) any information you (or anyone using any of your accounts) submit, post or transmit on or through the Unvault Service or otherwise provide to us; (b) your use of the Unvault Service; (c) your violation of these Terms or any Additional Terms; or (d) the violation of any rights of any other person or entity, including, without limitation, any intellectual property rights or other personal or proprietary rights, by you (or anyone using any of your accounts).  Play Cubed reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with Play Cubed in asserting any available defenses.    15. Choice of Law; Dispute Resolution; Arbitration.  
These Terms, any Additional Terms, and any dispute arising from or relating to these Terms, the Additional Terms or the provision or use of the Service, shall be governed exclusively by, and construed in accordance with the laws of the United States and the State of California, without reference to any conflict of laws principles.  
Any controversy, claim, or dispute arising out of or related to these Terms (or the interpretation, performance, or breach of them), the Site or the Services, including but not limited to alleged violations of state or federal statutory or common law rights or duties (a “Dispute”) shall be solely and exclusively resolved according to the procedures set forth in this section.  
Any Dispute that is not resolved through informal means after using good faith efforts to do so, shall be resolved exclusively through binding arbitration in accordance with this paragraph.  An arbitration shall be initiated and conducted according to the JAMS/Endispute provisions and procedures for consumer-related disputes, excluding any rules or procedures governing or permitting class actions.  If the filing fee for the arbitration exceeds the cost of filing a lawsuit, Play Cubed will pay the additional cost.  Any arbitration shall be conducted in Los Angeles County, California. If your access to arbitration is precluded by the location of the arbitration, you and Play Cubed will agree on another location.  All arbitrations shall be conducted before a single neutral arbitrator appointed in accordance with the Arbitration Rules. The arbitrator’s decision shall be controlled by these Terms, including any applicable Additional Terms.  The arbitrator shall be empowered to grant whatever relief would be available in a court; provided, however, that the arbitrator will not have authority to award damages, remedies, or awards that conflict with this Agreement.  No Disputes may be arbitrated on a class or representative basis. Arbitration can decide only the individual Dispute and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated.  BY ENTERING INTO THESE TERMS, YOU HEREBY IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE TO JOIN CLAIMS WITH THOSE OF OTHERS IN THE FORM OF A CLASS ACTION OR SIMILAR PROCEDURAL DEVICE. ANY CLAIMS ARISING OUT OF, RELATING TO, OR CONNECTED WITH THESE TERMS MUST BE ASSERTED INDIVIDUALLY.  The arbitrator shall not have the power to award punitive damages against any party.
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12. International Use.  
We do not represent or warrant that the Unvault Service, or any part of it, is appropriate or available for use in any particular jurisdiction.  You access the Unvault Service on your own initiative and at your own risk, and are responsible for complying with all local laws, rules, and regulations.  We may limit the availability of Unvault Service, in whole or in part, to any person, geographic area or jurisdiction we choose, at any time and in our sole discretion.
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13. Miscellaneous.
These Terms and any Additional Terms constitute the entire and exclusive and final statement of the agreement between you and Play Cubed and govern your use of the Unvault Service.  Except as expressly provided in these Terms, all notices shall be given in writing, in the English language, and shall be deemed given when personally delivered or when sent by email or three days after being sent by prepaid certified mail or nationally recognized overnight courier to the addresses set forth on the Order Form (for notice to Play Cubed via email at: contact@playcubed.io).  The failure of Play Cubed to exercise or enforce any right or provision of these Terms or any Additional Terms shall not constitute a waiver of such right or provision.  If for any reason any provision of these Terms or any Additional Terms is found to be unenforceable, that provision shall be enforced to the maximum extent permissible, and the remainder of these Terms and any Additional Terms shall continue in full force and effect.  The section titles in these Terms and any Additional Terms are for convenience only and have no legal or contractual effect.  
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14. Modifications to Terms.  
Play Cubed may, in its sole and absolute discretion, change these Terms from time to time.  All changes to the Terms or the Privacy Policy will be effective when posted, and we will provide notification of such changes to you via the Service or contact information you may have provided to Play Cubed upon registration.  Your continued use of the Service following any changes to the Terms or the Privacy Policy, will constitute your agreement to be bound by such changes.  If you object to any such changes, your only recourse will be to stop using the Unvault Service.